Service Quality Information

Find out more about our Service Quality Information.

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Access exclusive benefits and rewards

HSBC Advance Bank Account

Get £175 when you switch

T&Cs apply.

  • Enjoy a host of extras at no extra cost
  • Earn 2.75% AER/gross with our Regular Saver1
  • Get an arranged overdraft of £1,000 or more 2
  • To be eligible, you'll need to pay at least £1,750 a month or £10,500 over 6 months into your account.

The premium account without a monthly premium

HSBC Premier Bank Account

Get £175 when you switch

T&Cs apply.

  • Enjoy worldwide travel insurance
  • Earn 2.75% AER/gross with our Regular Saver1
  • Get the support from a Relationship Manager
  • To be eligible, you'll need to earn £75,000 a year and hold a qualifying HSBC product or save or invest £50,000 with HSBC.

The easy way to manage your everyday finances

HSBC Bank Account

Get £75 when you switch

T&Cs apply.

  • Easily manage your everyday finances
  • Earn 2.75% AER/gross with our Regular Saver3
  • Apply for an arranged overdraft 2
  • To be eligible, you'll need to be 18 years or over and have a residential address within the EU.

Other accounts

An account for students and apprentices

HSBC Student Bank Account

  • If you're a first year student, you get £100 on us when you open your account.
    Eligibility criteria and T&Cs apply (PDF, 64KB)
  • Get an arranged overdraft on account opening of £1,000 interest free 5 
    Representative example (assumed arranged overdraft £1,000): 0% EAR variable
  • Apply for a Student Credit Card and if accepted you could get up to £500 in credit 6
To be eligible, we'll need to see proof you've been accepted onto an undergraduate course via UCAS or a higher level or degree level apprenticeship.

Get support while you study as an undergraduate or a higher level or degree apprentice. Along with the essentials, this account is jam-packed with plenty of perks.

A flexible account for post-university life

HSBC Graduate Bank Account

  • Get an arranged overdraft of £1,500 interest free in your first year after graduation
    Representative example: up to £1,500 - 0% EAR (variable), above £1,500 - 19.9% EAR (variable)
  • Apply for an arranged overdraft of £1,000 interest free in your second year after graduation
    Representative example: up to £1,000 - 0% EAR (variable), above £1,000 - 19.9% EAR (variable)
  • Enjoy 2.75% AER/gross when you open a Regular Saver account 7
To be eligible, you'll need to provide proof that you're a recent graduate.

Keep your finances flexible in the first 2 years after graduating from university. With an arranged overdraft, you won't have to worry about running out of cash before pay day.

A child's bank and savings account package

HSBC MyMoney Children's Bank Accounts

  • Open a MySavings account with a £10 minimum deposit from the age of 7
  • Get a MyAccount current account and a contactless debit card from the age of 11
  • Enjoy 12 months free British Cycling Fan membership with your MyAccount
To be eligible, your child needs to be aged between 7 and 17 years old.

MyMoney makes it easy for children aged 7 to 17 to manage their savings and spending money. Plus, you get a free money box with a MySavings account and access to online, phone and mobile banking with MyAccount. 

Enjoy a bundle of banking services

HSBC Bank Account Pay Monthly

  • Apply for an arranged overdraft service 8 and pay no overdraft fee
    Representative example 19.9% EAR variable (assumed arranged overdraft £1,200)
  • Get a £50 buffer to help cover short-term emergency borrowing
  • Enjoy a contactless VISA debit card
To be eligible, you'll need to be 18 years or over and have a residential address within the EU.

Stay in control so you don't spend beyond your means. Just so you know where you stand – we won't agree to any payment requests that take you over your arranged limit or your £50 buffer with this account.

Simple banking with no credit access

HSBC Basic Bank Account

  • Withdraw up to £300 a day
  • Bank online, by phone or mobile 24 hours a day
  • Pay no monthly fee
To be eligible, you mustn't already hold a UK bank or payment account.

Qualifying for a bank account isn't easy if you're bankrupt, have financial difficulties or hold a poor credit rating. Our Basic Bank Account keeps banking simple as you won't have access to a cheque book or an overdraft.

Current Account Switch Guarantee

Opening an account

To open any of our accounts, a new customer will need to provide us with the documents and information as set out in HSBC Safeguard (PDF, 611KB). We may request additional information or documents in individual cases.
You can open an account:
 
Without visiting a branch Yes
Where a visit to a branch is required, without an appointment In some cases
By sending us documents and information electronically In some cases
By post In some cases

Opening an account

To open any of our accounts, a new customer will need to provide us with the documents and information as set out in HSBC Safeguard (PDF, 611KB). We may request additional information or documents in individual cases.
You can open an account:
Without visiting a branch
  Yes
You can open an account:
Where a visit to a branch is required, without an appointment
  In some cases
You can open an account:
By sending us documents and information electronically
  In some cases
You can open an account:
By post
  In some cases

Find out more about our Service Quality Information.

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Your personal line of credit – ready when you are.

 
Ways to bank

We offer a variety of ways to bank to suit every lifestyle.

Additional information

1. The fixed rate of 2.75% AER/gross over 12 months is available to HSBC Advance and Premier customers, who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Advance Bank Account or HSBC Premier Bank Account for a fixed term of 12 months. If you do not save £250 in any given month you can carry over any unused subscription to following months. Interest is calculated on the daily cleared balance on your Regular Saver and we will pay this to your Regular Saver on the anniversary of the date your account was opened. For example, if you saved £250 every month for 12 months a total of £3000 will be paid in to your account during the 12 month term. At 2.75% you would earn approximately £44 interest (gross). Partial withdrawals are not allowed during the 12 month term. If you close your Regular Saver before the anniversary, we will pay interest at the same rate as we would apply to an equivalent amount held in a Flexible Saver. You can only hold one Regular Saver at any given time. AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year. All credit interest will be paid gross. Gross is the rate of interest if interest were paid and not compounded each year. Back to 'Most popular'

2. Subject to status and account conduct. Back to 'Most popular'

3. The fixed rate of 2.75% AER/gross over 12 months is available to HSBC Bank Account customers who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Bank Account for a fixed term of 12 months. If you do not save £250 in any given month you can carry over any unused subscription to following months. Interest is calculated on the daily balance on your Regular Saver and we’ll pay this into your Regular Saver on the anniversary of your account being opened. For example, if you saved £250 every month for 12 months a total of £3000 will be paid in to your account during the 12 month term. At 2.75% you would earn approximately £44 interest (gross). Partial withdrawals are not allowed during the 12 month term. If you close your Regular Saver before the anniversary, we’ll pay interest at the same rate as we would apply to an equivalent amount held in our Flexible Saver account. You can only hold one Regular Saver account at any time. AER stands for Annual Equivalent Rate. This shows what the gross rate would be if interest was paid and compounded each year. All credit interest will be paid gross. Gross is the rate of interest if interest were paid and not compounded each year. Back to 'Most popular'

4. Not applicable if you're under 24 or over 65 years old. Back to 'Most popular'

5. Subject to status and account conduct. Back to 'HSBC Student Bank Account'

6. Credit is subject to status, affordability and applicable terms and conditions. Back to 'HSBC Student Bank Account'

7. The fixed rate of 2.75% AER/gross over 12 months is available to HSBC Graduate Bank Account customers who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Graduate Bank Account for a fixed term of 12 months. If you do not save £250 in any given month you can carry over any unused subscription to following months. Interest is calculated on the daily balance on your Regular Saver and we’ll pay this into your Regular Saver on the anniversary of your account being opened. For example, if you saved £250 every month for 12 months a total of £3000 will be paid in to your account during the 12 month term. At 2.75% you would earn approximately £44 interest (gross). Partial withdrawals are not allowed during the 12 month term. If you close your Regular Saver before the anniversary, we’ll pay interest at the same rate as we would apply to an equivalent amount held in our Flexible Saver account. You can only hold one Regular Saver account at any time. AER stands for Annual Equivalent Rate. This shows what the gross rate would be if interest was paid and compounded each year. All credit interest will be paid gross. Gross is the rate of interest if interest were paid and not compounded each year. Back to 'HSBC Graduate Bank Account'

8. Subject to status and account conduct. Back to 'HSBC Bank Account Pay Monthly'