HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Account and you either:
Have an individual annual income of at least £75,000 and one of the following with HSBC UK: a mortgage, an investment, life insurance or a protection product.
Have savings or investments of at least £50,000 with HSBC UK, within 6 months of opening your account.
Hold and qualify for HSBC Premier in another country.
If you'd like to open an HSBC Premier Account, please ensure you fulfil all the following criteria:
For eligibility purposes, please note HSBC in the UK excludes M&S Bank, first direct and HSBC Expat. For the second criteria listed above (‘an individual annual income of at least £75,000 and one of the following products with HSBC in the UK’), in the case of a joint account, at least one of the parties must have an individual annual income of at least £75,000. The investment, life insurance or protection products also include those purchased through one of HSBC's advisers.
Are you under 70 years of age when your trip starts? Note: When you reach 70, you will no longer be covered by HSBC Premier Travel Insurance.
Are you a resident of the UK, Channel Islands or Isle of Man?
Are you registered with a doctor in the UK, Channel Islands or Isle of Man and liable to pay local taxes?
Are you going to start and finish your trip in the UK, Channel Islands or Isle of Man?
Are there any dependent children aged under 18 at the start of the trip or under 23 if they are in full-time education and live with you outside term time? (Children will only be covered when travelling with the account holder or their domestic partner, or whilst travelling abroad on their own to visit and stay with close relatives for the duration of the trip.)
You will need to call the HSBC Medical Risk Assessment Helpline on 0800 051 7457 before booking your trip if you or any insured person in the last 12 months has been prescribed medication, have received or are awaiting medical treatment, tests or investigations, been referred to a specialist or admitted to hospital for any condition not listed on the accepted conditions list in the Your Health section in the policy booklet. You should also tell us before you travel if there has been any changes to your health or you have been referred to a consultant/specialist or admitted to hospital.
There is no cover for undiagnosed symptoms or any claim where you knew at the time of opening your HSBC Premier Bank Account or booking your trip (whichever is later) that you or your travelling companion may be unable to travel or may need to come home early e.g. illness of a close relative or travel companion.
Pre-existing conditions are not covered at any time under the policy unless listed within the accepted conditions list or have been disclosed to and accepted in writing by the HSBC Medical Risk Assessment Helpline.
You must also declare any serious illness, injury or disease suffered by anyone whose health may cause you to cancel or abandon your travel plans, such as a close relative or travelling companion.
Pre-existing medical conditions are not covered at any time under the policy unless they have been disclosed to and accepted in writing by the HSBC Medical Risk Assessment Helpline.